New for 2026
Tips you can document are tips you can deduct.
The federal tip deduction lets qualifying workers deduct up to $25,000
of reported tips a year, through 2028. It covers cash tips too — but a
cash tip leaves no record, and the clock started on 1 January. Every
tip that comes through Tipr arrives with a date, an amount, and the
name of the person who earned it.
$25,000
the most a qualifying worker can deduct in reported tips, per return
2025–2028
the tax years it covers — retroactive to 1 January 2025
70+
Treasury-listed tipped occupations, including golf caddies, bartenders, wait staff, taxi drivers, massage therapists and hairstylists
Card & mobile
both count as qualified tips, tip pools included — automatic service charges and mandatory gratuities don't
What Tipr does about it
- ✓ Every tip logged with its date, its amount, and who earned it
- ✓ Export the whole year to CSV from your dashboard — hand it to whoever does your return
- ✓ The same record whether you run a team or work solo
Tipr isn't a tax preparer and none of this is tax advice — take it to
whoever does your return. Figures from the Treasury and IRS final
regulations on the deduction for qualified tips
(TD 10044,
published 13 April 2026).